First step in buying your home should be to speak to a lender.
Our clients have gotten fantastic service for over 10 years from Joe Farro at Premier Capital Mortgage. It doesn't matter to us where you get your loan. As a matter of fact, we encourage you to get a good faith estimate from more than one lender. But before you make a decision, give Joe a chance.
We think it's important to sit across the table from someone and to be able to speak to the same person each time you call and to be able to analyze various scenarious to find your best option. It's hard to make these important decisions across a phone line. Don't be swayed by the lender who says "we won't charge you closing costs". That's fine if you understand the implications. Really, when you get this offer, it means that you will be paying for those closing costs through a slightly higher interest rate. There are many, many options that lenders will have available for you. It's not until you compare good faith estimates, side-by-side, that you can make a true comparison for the overall cost of your loan.
You can reach Joe Farro at 678-289-6600 or via email at joe@JoeFarro.com.
No matter what type of loan you need, Joe will be able to help you. He is your resource for FHA, FHA 203K(s), VA and Conventional.